Our Work 2018-04-15T16:01:01-05:00


ACC’s Progress

We’re passionate about solving the interest-based student loan crisis.

We use public donations to fund our students all over the country. Here is the progress we’ve made so far since we started in 2013.

Money Lent


Money Returned


Interest Saved


# of Students


Explanation of the Loan Process

  • Funds are generated from local community fundraisers, sponsors, and investments. These funds are distributed based upon merit, need, community involvement, Islamic awareness, and location.
  • A priority will be given to students applying in areas where local fundraising has been done. We call this “local investing with local rewards.” This program will reward communities for their generous donations by giving their qualified students a priority during distribution.

ACC Will Provide Interest-Free Loans to:

  1.  Students who are starting their higher education
  2.  Students who started their higher education but need more financial support to complete their degree
  3. Graduates who have finished their higher education but have unpaid interest-based loans

Our Initiative

$100K Initiative

At ACC we believe in the “Power of Numbers.” This initiative aims to amass 100,000 unique donors who will donate $10 a month. This is our most important project at ACC. We believe that if we can garner participation from everyone for a little amount, we can reach our goal of a $10 million endowment fund in no time.

Endowment Strategy


At ACC, we believe that the best way to promote education and reduce interest-based loans is through education. By inviting ACC to your community, you will help to ensure that students and their families are better prepared and will make better decisions for higher education. Find out more about the different options available for you.

Invite us

Legacy Fund

Start a family fund with ACC to provide interest-free loans for students and graduates. This model will perpetuate itself and serve as a continuous charity for your family. ACC will take care of everything from reviewing applications, interviewing applicants, producing annual reports for your family, and to most importantly, managing their loans.

Legacy Fund


For students who already have loans that are incurring interest, ACC will refinance the loan and get the student interest-free. We feel this a great option for students who already have careers and are simply in need of consolidating their loans and removing interest from their lives.


With the sudden influx of refugees, ACC works with local communities and refugee centers to give out loans for vocational training in an effort to make the transition to living in America a smooth one. Having access to an education will provide more opportunities to become an integral part of our society.

More to come..

Where Are Our Chapters?

We are constantly adding more and more chapters all across the country. Currently ACC has chapters in 4 states: Ohio, Michigan, Florida, & Minnesota.

If you are interested in starting an ACC chapter in your area, contact us to get started.

Open an ACC Chapter
Real-Life Stories

Giving interest-free loans to students has given us a taste of what it’s like to be free from interest. Every student we’ve helped has a story worth sharing.

Endowment Strategy

When 100k donors donate $10 a month for 10 months, we will have an endowment fund of $10M. Our plan is to:

  • Invest 10M into a fund that will generate modest ROI (Return on Investment) of 5%
  • The $10M will then be distributed in 5 years at $1M a year with the remaining amount continuing to grow a 5% ROI.
  • Our loan payback policy of four years ensures us that an average of 25% will be returned each year. The $10M endowment will continue to grow with the income from that being put back into financing more students’ education.
  • Our Projected Endowment ROI graph shows that after Year 3, ACC will continually be in a position to loan out over $5M annually to students in America interest-free.
  • Our Projected Endowment ROI graph displays the total amount loaned out aggregated over a 20-year period; the number is quite staggering. After 20 years, ACC would be in a financial position to loan out a projected amount of $46.61M.