Why A Continuous Charity?


44.7 million Americans have student loan debt, totaling to $1.56 trillion

The $1.56 trillion student debt crisis is the 2nd highest level of consumer debt behind only mortgages.

70% of Bachelor’s degree recipients leave school with debt

There was an 87% increase in tuitions & fees at a four-year public college between 2000 and 2013

The total outstanding balance of the nation’s student loans is growing by an estimated $2,726.27 every second!

Adverse Effects of Student Loans

  • Research indicates that the $1.56 trillion in student loan debt may be preventing Americans from making the kinds of big purchases that drive economic growth.
  • According to the U.S. Department of Education, 70% of college students will graduate with debt.
  • Among the Class of 2018, 69% of college students took out student loans, and they graduated with an average debt of $29,800.
  • According to the Consumer Financial Protection Bureau, one in four student loan recipients are either in delinquency or have defaulted on their student loans.

Interest-Free Education Changes Everything


Many students have a hard time getting a higher education because of the soaring costs of colleges and universities. Taking out a loan with interest only makes things worse. However, ACC can make it easier on students to get an education.


Starting a life without debt keeps families together and keeps them stronger. Studies have found that financial problems due to debt and overspending are a leading cause of divorce in the US.


Providing an option for an interest-free loan to abide by the principles of our faith to please God will not only empower the Muslim youth but will allow blessings in our wealth and lives.


By removing the excess interest students incur on their loans, we make it easier for students to pay back their loans. Every dollar a student pays goes directly to their principal which saves them money and allows them to pay back their loan at a faster rate.

Positive Impact of Educating Students

  • Increases household income which benefits the economy
  • Increases quality of life in various ways
  • Increases the presence of educated Muslims that can have a positive impact on society

How Does ACC Tackle the Education Crisis?

Our goal is to create a system whereby students have access to interest-free loans for their higher education. No student should have to sacrifice their principles to get a higher education. Interest is a big deal and our wish is to enable students with an opportunity to better themselves without having to compromise their way of life.

Three Ways You Can Help


Spread the word via social media by liking us on Facebook and subscribing to our YouTube Channel.


Invite us to your community for a presentation or fundraiser to help educate the community about ACC


Donate to help more Muslims students receive higher education without interest and to build your Sadaqah Jariyah.