For students in America, Interest-Free education can change everything.

44.2 million Americans with student loan debt totaling $1.2 trillion

The $1.2 trillion student debt crisis is the 2nd highest level of consumer debt behind only mortgages. The total outstanding balance of the nation’s student loans is growing by an estimated $2,726.27 every second!

Bachelor’s degree recipients leave school with debt
Increase in tuition/fees at a four-year public college (2000 – 2013)

Student Debt Statistics

Loan in Repayment


Loan in Deferment


Loan in Forbearance


Loan in Default


Between 2000 and 2013, the average level of tuition and fees at a four-year public institution rose by 87 percent.

Adverse Effects
of Student Loans

  • Research indicates that the $1.2 trillion in student loan debt may be preventing Americans from making the kinds of big purchases that drive economic growth.
  • According to the U.S. Department of Education, 70% of college students will graduate with debt.
  • On average, members of the Class of 2016 graduated with $37,172 in student loan debt; this is the most in history.
  • According to the Consumer Financial Protection Bureau, one in four student loan recipients are either in delinquency or have defaulted on their student loans.

Positive Impact
of Educating Students

  • Increases household income which benefits the economy
  • Increases quality of life in various ways
  • Increases the presence of educated Muslims that can have a positive impact on society

Interest-Free Education Changes Everything


Taking out interest-based loans will undoubtedly remove the blessings in life. However, ACC can change this by giving interest-free loans to students.

Financial Success

By removing the excess interest students incur on their loans, we make it easier for students to pay back their loans. Every dollar a student pays goes directly to their principal which saves them money and allows them to pay back their loan at a faster rate.

Stronger Nation

By giving the next generation a chance to succeed by removing the burden of debt with interest, we are strengthening the future. The more financially sound the future of the U.S. is, the stronger our country will be.

Accessible Higher Education

Many students have a hard time getting a higher education because of the soaring costs of colleges and universities. Taking out a loan with interest only makes things worse. However, ACC can make it easier on students to get an education.

How Do We Tackle the Education Crisis?

Our goal is to create a system whereby students have access to interest-free loans for their higher education. No student should have to sacrifice their principles to get a higher education. Interest is a big deal and our wish is to enable students with an opportunity to better themselves without having to compromise their way of life.

Three Ways You Can Help

  1. Spread the word via social media by liking us on Facebook and subscribing to our YouTube.
  2. Invite us to your community for a presentation, fundraiser, etc. to help educate the community about ACC
  3. Donate $10 a month